Educational content only. Not tax, legal, or investment advice. Program rules may change with future IRS and Treasury guidance.
Most kids already have an account
The government just put $1,000 toward your child's future.
Trump Accounts are Section 530A custodial IRAs for kids under 18, created by the 2025 tax law and officially launched July 4, 2026. On October 1, 2026, the U.S. Treasury opened one for every eligible child with a Social Security number. Bank of New York Mellon manages the funds, invested in the S&P 500 at a 0.02% fee, locked until your child turns 18. Here's how to claim your child's account and request the seed money, in plain language.
Free to claim · Invested in the S&P 500 (0.02% fee) · Locked until 18
Content current as of October 8, 2026 · Knowledge base v1.2
$1,000
Free federal seed for 2025–28 births
$5,000
Yearly family contribution cap
0.02%
Fee on the default S&P 500 fund
$0
Cost to open the account
Partnering with
What it is & who qualifies
What is a Trump Account, and does your child qualify?
A Trump Account is a Section 530A custodial-style traditional IRA for children under 18, created under the One Big Beautiful Bill Act. Accounts officially launched July 4, 2026. On October 1, 2026, Treasury automatically enrolled more than 60 million children, so most kids already have an account waiting to be claimed. The U.S. Treasury creates and administers the accounts, and Bank of New York Mellon manages the funds. The child is the legal owner and beneficiary, and a parent or guardian administers the account as custodian until the child turns 18.
Who can have one
Any U.S. child under 18 with a Social Security number can have a Trump Account. Children who had one by October 1, 2026 were enrolled automatically, and a parent or guardian claims the account for free. Each child is limited to one funded Trump Account.
The $1,000 federal seed
The U.S. Treasury makes a one-time deposit of $1,000 for U.S. citizen children born between January 1, 2025 and December 31, 2028. It takes two steps: claim the account (or open it, for a child born after October 1, 2026), then make the separate seed election. Claiming alone doesn't release the $1,000. Children born outside that window can still claim or open an account without the seed money.
More money, based on where you live
The Michael and Susan Dell Foundation pledged $6.25 billion to deposit $250 into the accounts of up to 25 million children age 10 or younger, born before January 1, 2025, who live in ZIP codes with median income of $150,000 or less (these children don't qualify for the $1,000 federal seed). Beyond Dell, a growing list of employers and philanthropic partners are adding money too. Use the ZIP match tool below to check your child's exact eligibility, and check the tracker as new contributors are added.
Instant check
What does your child qualify for?
Slide to your child's birth year and see exactly what's on the table — the $1,000 federal seed, a possible $250 Dell deposit, or the account itself.
Birth year
2026
Your child could receive
$1,000
Free federal seed deposit
One-time U.S. Treasury deposit for children born Jan 1, 2025 – Dec 31, 2028. Claim the account, then request the seed with its separate election.
Claim the account →Email me these resultsEstimate based on program rules as of October 8, 2026. Not tax or financial advice.
Extra $250
An extra $250 for lower-income ZIP codes
A $250 Dell Foundation charitable deposit is available for up to 25 million children age 10 or younger (born before January 1, 2025) living in ZIP codes with median income below $150,000. Enter your ZIP code and your child's date of birth to see if your child qualifies.
Income data: ACS 5-Year Estimates, 2020-2024, U.S. Census Bureau, American Community Survey 5-Year Estimates. ZIP-level medians are area estimates for a whole ZIP code, not a measure of your household's income.
Stay safe
Protect yourself from scams
Treasury will never call or text you about a Trump Account. Real emails come only from no-reply@TrumpAccounts.Treasury.gov. Never share passwords or one-time codes. Always type TrumpAccounts.gov directly into your browser.
Take action
Claim your child's account in six steps
Most kids already have an account: on October 1, 2026, Treasury opened one for every eligible child with a Social Security number. Claiming it is free, and you manage it as custodian until your child turns 18.
Check for your child's account
If your child had a Social Security number by October 1, 2026, Treasury already opened a Trump Account for them. Until you claim it, no one can see the balance, contributions can't land, and the $1,000 seed isn't paid.
Get the official app
Download the Trump Accounts app on the App Store or Google Play, or go to trumpaccount.com. On a phone, the website sends you to the app.
Verify who you are
Confirm your identity and your relationship to, or legal authority over, your child.
Review and accept
Review your child's account information and accept the account terms. There's no deadline. The first authorized adult to finish claiming controls the account, so co-parents should agree on who claims.
Request the $1,000 seed
Born 2025-2028? Claiming alone doesn't release the $1,000; the seed requires its own separate election. Some kids 10 and under may also receive $250 from the Dell Foundation in eligible ZIP codes.
Contribute, if you want to
Optional. Once the account is claimed, family and friends can add up to $5,000/year combined; employers can add up to $2,500/year within that cap. Set recurring contributions in the app.
Born, or got a Social Security number, after October 1, 2026?
Your child wasn't auto-enrolled, so open their account with an election instead: file IRS Form 4547 with your tax return, online through your IRS account, or in the Trump Accounts app or at trumpaccount.com. One account per child. Then watch for the activation email, which comes only from no-reply@TrumpAccounts.Treasury.gov, and activate the account in the app. The $1,000 seed is a separate election on the same form.
Growth projector
Projected value at age 18
$44,784
Illustrative only, based on historical S&P 500 averages. Not a projection or guarantee. Earnings are taxable when withdrawn.
Assumes the $1,000 federal seed applies. Actual eligibility depends on your child's birth year -- see the eligibility checker above.
Ask the Trump Accounts Assistant
Grounded in the Trump Accounts knowledge base — v1.2, updated October 8, 2026.
Ask anything about eligibility, the $1,000 seed, contribution limits, or spotting a scam.
Yoli is an AI assistant, not a person, and can make mistakes. Educational information only — not tax, legal, or investment advice. Not affiliated with the U.S. government or the U.S. Department of the Treasury.
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Live tracker
How the program is growing
Nationwide sign-ups, philanthropic pledges, employer matches, and state programs — pulled from our own live tracker.
Data as of November 2, 2026
~70M
Children with accounts
60M+ auto-enrolled; $4.5B+ deposited since launch, per White House (Oct 7, 2026)
26M
Accounts with contributions
Of ~70M open accounts, per Social Security Administration (Oct 20, 2026)
$6.25B
Largest private pledge
Michael & Susan Dell Foundation
101
Contributing companies & donors
Per Americans for Tax Reform tracker, October 19, 2026
Federal seed
$1,000 one-time deposit for U.S.-citizen children born Jan 1, 2025 – Dec 31, 2028
Eligibility
Any child under 18 with a Social Security number has an account — auto-enrolled by Treasury if they had an SSN by Oct 1, 2026, or opened by election otherwise; only 2025–2028 births get the $1,000 seed.
Annual limits
$5,000/year total contributions; employers up to $2,500/year tax-free (proposed reg, Aug 11, 2026)
Access
Locked until age 18, then converts to a traditional IRA
How to claim
Claim in the Trump Accounts app or at trumpaccount.com — required to see the balance, add money, or get the $1,000 seed. Kids issued an SSN after Oct 1, 2026 open via IRS Form 4547 instead.
Trustee
BNY Mellon (financial agent) with Robinhood as brokerage / initial trustee
Philanthropic pledges
Michael & Susan Dell $6.25 billion
$250 each to 25M children born 2016–2024 in ZIP codes with median family income ≤ $117,300 (final cutoff); all 25M deposits completed Oct 9, 2026; funds also reserved for children in foster care, with contributions expected in 2027
APBrad Gerstner (Invest America) ~$36 million
$250 each to ~144,400 Indiana children born 2023–2024 in ZIP codes with median income ≤ $150K; deposits began Sep 2026; valued at ~$36.1M per IBJ (Oct 11, 2026)
The Republic / IBJSpaceX's Gwynne Shotwell ~2M SpaceX shares (~$325M)
One share each for 2M+ children ages 11–17: first tranche (Dec 2026) to ZIPs with median family income ≤ $57,000; second tranche for overseas military families, foster youth, and Texas counties ≤ $90,000 MFI; valued at ~$325M by the White House
Gwynne Shotwell on XAnand Legacy Foundation $500,000
$1,000 to eligible newborns in Kern County, CA (mothers in rehab programs)
ATRStable Road Foundation (Ed Freedman) $250/child
Every eligible Hawai'i foster child ages 11–17; fills the gap between the federal seed and the Dell $250
ATRElon Musk 1 SpaceX share per child
Pledged Oct 19, 2026 for delivery in 2027 to every child in America via Trump Accounts; "first of many"; mechanics not yet disclosed, press estimates value near $10B
CNBCEmployer matches
Micron Technology
$1,000 match + $250 regional deposits ($250M total)
Goldman Sachs
$1,000 match for employees' children
Morgan Stanley
$1,000 match for employees' children
JPMorgan Chase
$1,000 match for employees' children
Bank of America
$1,000 match for employees' children
BlackRock
$1,000 match for employees' children
Charles Schwab
$1,000 match for employees' children
BNY Mellon
$1,000 match for employees' children
Franklin Templeton
$1,000 match for employees' children
Robinhood
$1,000 match for employees' children
SoFi
$1,000 contribution for employees' children
Chime Financial
$1,000 match for employees' children
Intel
$1,000 match for employees' children
Dell Technologies
$1,000 match for employees' children
Uber
$1,000 match for employees' children
Comcast
$1,000 match for employees' children
Charter Communications
$1,000 match for employees' children
Chipotle Mexican Grill
$1,000 match for employees' children
Acorns
$1,000 match, giving employees' children $2,000 total
American Securities Association
$1,000 matching contribution for children of eligible employees
Bank of New York Mellon
Matches $1,000 seed, giving newborns $2,000 total (see BNY Mellon)
Block, Inc.
Contributions to employees' Trump Accounts
Broadcom
Contributions for children of employees; details forthcoming
Brownstein Hyatt Farber Schreck
$1,000 initial deposit plus payroll deduction option
Center for a Free Economy
$2,500 contribution for children of employees
Circle Internet Group
$1,000 one-time seed for newborns of U.S.-based employees
Citi
$1,000 matching contribution for eligible employees' children
Coinbase
$1,000 match for eligible employees' children, possibly paid in Bitcoin
Continental Resources
Contributions to employees' Trump Accounts in every operating state
CrowdStrike
$1,000 per family for employees with an eligible child, by Jan 1, 2027
CTIA
Contributions for eligible employees' children; amount undisclosed
Delta Air Lines
$1,000 match for eligible employees' children
Empower
$1,000 contribution matching Treasury seed for eligible associates
Fox Corporation
$1,000 matching contribution for eligible employees' children
Galaxy Digital
$1,000 matching contribution for eligible newborns of employees
Heritage Foundation
Matches employee contributions up to $2,500/child
IBM
$1,000 contribution plus another $1,000 if parents invest $4,000 within 24 months
Invesco
Matches $1,000 government contribution for eligible newborns
Investment Company Institute
$1,000 matching contribution for employees' children
Mastercard
Incorporating Trump Accounts into employee benefits offerings
Nasdaq
Additional $1,000 matching contribution plus payroll-deduction option
News Corporation
$1,000 supplemental contribution for eligible employees' children
Novelis
Matches up to $1,000 for eligible employee contributions
Nvidia
Contributions to employees' children's accounts; amount undisclosed
Replit
Matches $1,000 Treasury contribution for employees' children
Russell Investments
$1,000 matching contribution for eligible employees' children
S&P Global
$1,000 matching contribution for eligible employees' children
SAP
One-time $1,000 contribution for eligible U.S. employees' children
Silver Lake
Contributions to employees' Trump Accounts; details forthcoming
State Street
$1,000 matching contribution for eligible active employees
Strategy, Inc.
$250/year for every eligible child under 18, plus one-time $1,000 match for children born 2025+
Steak 'n Shake
$1,000 match for every employee's eligible child
Turning Point USA
Dollar-for-dollar match of the federal $1,000 contribution
Vanguard
$1,500 employer contribution option plus philanthropic matching in select neighborhoods
Visa
Plans to include Trump Accounts in its U.S. employee benefits package
Wells Fargo
Contributions to employees' Trump Accounts; amount undisclosed
WP Engine
Contributions for employees' children; details forthcoming
iHeartMedia
Contributions for employees' children; details forthcoming
Alight
Facilitates $1,000 match for eligible employees at a dozen+ major clients (incl. Siemens Industry, DirecTV), rolling out early 2027
American Airlines
$1,000 match for eligible employees' children
The Heritage Group
$1,000 match for 2025–2028 births + one-time $1,000/family for employees with pre-2025 children
State & local programs
Connecticut
Dalio pledge: $250 to ~300K children under 10 in qualifying ZIP codes
Indiana
Gerstner gift: $250 per child born 2023–2024 in qualifying ZIP codes (~144K kids, $30M+); deposits began Sep 2026
San Francisco, CA
~$500 per child born in the city this year (anonymous $3.5M gift)
Hawaii
Every eligible foster child receives a funded account: federal $1,000 seed (2025–2028 births), Dell Foundation $250 (age ≤10), Stable Road Foundation $250 (ages 11–17)
Oklahoma
$250 state contribution for all Trump Account holders (Oklahoma Dream Accounts Investment Program) plus a Trump Account for every foster child
Colorado
Trump Account for each of ~3,700 eligible foster children and youth in out-of-home care
Wyoming
Kraken is sponsoring a Trump Account for every child born in Wyoming in 2026
Fostering the Future Accounts (30+ states)
Following First Lady Melania Trump's June 2026 initiative, 30+ states (AL, AR, FL, GA, ID, IN, IA, LA, MS, MO, MT, NE, NV, NH, ND, OH, SC, SD, TN, TX, UT, WV, WY, and more) have committed to opening Trump Accounts for every foster child
California
'Golden State Challenge' public-private partnership with Invest America splits donations between CalKIDS and Trump Accounts; ~6M CalKIDS-eligible accounts statewide
Latest updates
October 30, 2026
Donations
Shotwell's 2M+ SpaceX shares head to escrow; first tranche hits Trump Accounts in December
SpaceX President Gwynne Shotwell said the more than 2 million SpaceX shares she and her husband Robert pledged in July are now transferring to escrow and will be distributed to children's Trump Accounts in December. The initial gift goes to 11- to 17-year-olds living in ZIP codes with a median family income of $57,000 or less (plus ZIPs too small for the Census to report income), with families receiving notices by Nov. 2. A second gift, to be finalized within weeks, will cover eligible 11–17-year-olds in military families serving overseas, children in foster care, and children in counties near the Shotwells' Texas home with median family income of $90,000 or less. Because the 11–17 cohort gets no federal seed, the stock will be the first asset in many of these accounts. Greater Horizons, the Dell Foundation, Invest America, Treasury and the IRS helped structure the transfer.
Gwynne Shotwell on XOctober 20, 2026
Program
SSA: 26 million accounts funded; newborn Social Security cards now ship with Trump Account instructions
The Social Security Administration said 26 million of the nearly 70 million open Trump Accounts have received contributions, the first official confirmation of the 25M+ funded target. SSA is now including an insert with every Social Security card issued to newborns through the Enumeration at Birth program (which assigns about 99% of infant SSNs) explaining how to download the Trump Accounts app, claim the account, and receive the $1,000 Treasury seed for 2025–2028 births.
Social Security AdministrationOctober 19, 2026
Donations
Elon Musk pledges one SpaceX share to every child in America in 2027
Musk posted on X: "Next year, I will give one of my SpaceX shares to every kid in America. This will be the first of many," thanking Brad Gerstner for "helping enable this." President Trump said the gift would flow through Trump Accounts, and Treasury Secretary Bessent and the White House echoed that. Musk has not detailed mechanics, timing, or value; under Treasury's temporary rules, gifted stock cannot be refused and generally must be held for five years or until the year the child turns 17. Americans for Tax Reform added Musk as the 101st entity on its contributor tracker.
CNBCOctober 11, 2026
Employers
The Heritage Group pledges $1,000 per child, plus $1,000 per family for older kids
Indianapolis-based The Heritage Group will match the federal $1,000 seed for eligible employees' children born 2025–2028 and, unusually, also give a one-time $1,000 per family to employees with children under 18 born before 2025 (families with several qualifying kids choose how to split it). CEO Amy Schumacher said about 1,000 employees are eligible and the company expects to contribute more than $1 million, with deposits starting in the coming months. The same IBJ report confirmed Steak 'n Shake's $1,000 match covers full- and part-time workers at corporate and franchised locations, and sized Brad Gerstner's Indiana gift at ~$36.1 million for ~144,400 children.
Indianapolis Business Journal (via Daily Journal)October 9, 2026
Donations
Dell $250 distribution complete: all 25 million deposits made
Invest America confirmed that every one of the 25 million $250 contributions from Michael and Susan Dell's $6.25 billion commitment had been deposited as of Oct. 9. Recipients were children born Jan. 1, 2016–Dec. 31, 2024 with a claimed Trump Account, allocated from the lowest-income ZIP codes upward until the 25 million cap was reached; the final cutoff was a ZIP-code median family income of $117,300 or less (2020–2024 ACS), and children living on military bases were included. Families can check eligibility by birth year and ZIP code on investamerica.org.
Invest AmericaOctober 7, 2026
Program
White House: nearly 70M accounts created, $4.5B+ deposited since launch
At an Oval Office event with Michael and Susan Dell and Brad Gerstner, the White House said nearly 70 million Trump Accounts now exist (60M+ via automatic enrollment) and more than $4.5 billion has been deposited since July 4: $1.3 billion in $1,000 Treasury seeds, over $600 million from family and friends, and $2.6 billion in philanthropic gifts. More than 70 companies have committed employee contributions, and an estimated 80% of accounts belong to families earning under $200,000. Michael Dell said 10 million accounts had received the Dells' $250 as of that morning, with all 25 million funded by week's end; IRS CEO Frank Bisignano told CNBC on Oct. 8 that multiple nine-figure 'mega' stock gifts are in the pipeline under the new donation rules.
The White HouseOctober 1, 2026
Program
Treasury completes automatic enrollment: 60M+ more children now have Trump Accounts
Treasury announced that every eligible child under 18 with a valid Social Security number now has a Trump Account, after a single nationwide bulk election auto-enrolled more than 60 million children who had not opted in — on top of the 7–8 million already signed up. Accounts are held in a Treasury-administered master trust until a parent or guardian claims them via the Trump Accounts app; claiming is required to receive the $1,000 seed and to accept family, employer, or philanthropic deposits. IRS CEO Frank Bisignano said Oct. 2 that about 72 companies have pledged matches and up to 25 million accounts could be funded by mid-October.
U.S. TreasurySeptember 29, 2026
Regulatory
Treasury and IRS issue temporary regulations authorizing auto-enrollment
Temporary regulations (T.D. 10056) and a concurrent proposed rule under IRC §530A let the Treasury Secretary make the account election on behalf of eligible children with no prior election on file, creating 'auto accounts' through a Treasury-selected trustee with no parent action required. Treasury said it will run periodic enrollment rounds for newly identified children (about 2 million per future birth-year cohort) and the rules also formalize acceptance of publicly traded stock donations. The regulations took effect Sept. 30.
CNBCSeptember 22, 2026
Donations
Gerstner's $30M+ Indiana gift begins landing in ~144,000 accounts
Brad Gerstner (Altimeter Capital, Invest America) began fulfilling his Indiana pledge: $250 deposits totaling more than $30 million for roughly 144,400 Hoosier children born in 2023 or 2024 who live in ZIP codes with median family income of $150,000 or less (about 99% of Indiana ZIP codes). Deposits appear automatically in accounts already opened by parents. 'Indiana gave a lot to me,' Gerstner said.
The Republic / IBJSeptember 2, 2026
Employers
Delta Air Lines confirms $1,000 employee match
Delta Air Lines announced a new employee benefit: a $1,000 match of the federal government's seed contribution for eligible employees' children with Trump Accounts, per Chief People Officer Allison Ausband. Delta said it will share enrollment details as federal guidance develops further.
Atlanta Journal-ConstitutionAugust 31, 2026
Employers
American Airlines pledges $1,000 match for employees' children
American Airlines CEO Robert Isom announced the Fort Worth-based carrier will make a one-time additional $1,000 contribution matching the federal seed for eligible children of employees. The company said thousands of children of American Airlines workers could qualify for the match.
CNBCAugust 27, 2026
Employers
Alight facilitates Trump Account matches for a dozen major clients
Benefits administrator Alight (Deerfield, IL) said at least a dozen of its larger clients, including Siemens Industry and DirecTV, will offer a $1,000 match of the government seed for eligible employees. Alight expects to enable the match by early 2027, with pre-tax employee contribution capability following later that year.
Americans for Tax ReformAugust 21, 2026
Program
California Gov. Gavin Newsom urges families to sign up
Newsom, a frequent Trump critic, publicly endorsed Trump Accounts, calling them 'one of the best things he's done' and telling Californians 'it's not Trump's money, it's your child's money.' He noted he was inspired by Hillary Clinton's 2007 'baby bonds' proposal and had created similar savings programs in San Francisco.
New York TimesAugust 21, 2026
State & Local
California launches 'Golden State Challenge' to fund CalKIDS and Trump Accounts
Gov. Gavin Newsom announced the Golden State Challenge, a public-private partnership with Invest America that solicits business and philanthropic donations, splitting contributions between CalKIDS accounts and federal Trump Accounts. It builds on existing California donations, including the Dells' $800M+ CalKIDS gift, Micron's Sacramento/Santa Clara county match program, and anonymous gifts in San Francisco, Oakland, and East Palo Alto. The state's existing CalKIDS program (started 2022) has about 6 million eligible accounts, with ~17% claimed so far.
EdSourceAugust 20, 2026
Regulatory
Treasury bars ESG funds from Trump Account investment options
Treasury advanced rules excluding ESG-oriented funds from Trump Account investment menus and requiring low-fee options tracking a broad U.S. or global equity index using objective financial criteria. Secretary Bessent said 'these accounts exist to build financial security for America's children, not to advance political activism or ideological agendas.'
Yahoo Finance / Fox BusinessAugust 11, 2026
Regulatory
Treasury and IRS propose employer contribution and paycheck-deduction rules
Proposed regulations let employers contribute up to $2,500/year per employee dependent tax-free to Trump Accounts and let employees route pretax paycheck dollars into their kids' accounts if their employer offers it. Contribution programs must be a separate written plan and meet nondiscrimination rules (also now applied to dependent care assistance programs) barring favoritism toward highly compensated employees. Comments due Sept. 25, 2026; public hearing Oct. 15, 2026.
IRS / CNBCAugust 5, 2026
Employers
Strategy, Inc. pledges annual $250 contribution plus $1,000 match
The Tysons Corner, VA software company will contribute $250 every year to a Trump Account for every eligible child under 18 of its U.S. employees, and add a one-time $1,000 contribution matching the federal seed for children born 2025 or later.
Americans for Tax ReformJuly 27, 2026
Program
Bessent: Trump Account sign-ups reach 7 million
Treasury Secretary Scott Bessent told the Financial Literacy and Education Commission that sign-ups hit about 7 million, up from 6.5 million earlier in the month, calling it 'the most successful launch in government history.'
CNBCJuly 27, 2026
Donations
ATR's contributor tracker grows to 93 entities
Americans for Tax Reform's running list of companies, foundations, individuals, and states contributing to Trump Accounts reached 93 entries.
Americans for Tax ReformJuly 23, 2026
State & Local
Colorado commits Trump Accounts to ~3,700 foster youth
Gov. Jared Polis pledged a Trump Account for every eligible foster child and youth in Colorado's out-of-home care system, roughly 3,700 children.
Americans for Tax ReformJuly 22, 2026
Program
Sign-ups reach 6.5M amid $1,000 funding delays for some families
Treasury reported 6.5 million Trump Account sign-ups, with 1.5 million eligible for the $1,000 seed, even as some families report delays receiving the promised deposit.
FortuneJuly 15, 2026
Regulatory
Oklahoma becomes 30th state to end the 'orphan tax' on foster children
Oklahoma stopped using Social Security survivor benefits from foster youth to reimburse state costs, joining 29 other states following Melania Trump's Fostering the Future Accounts push.
New York PostJuly 13, 2026
Donations
ATR running list of contributing entities keeps growing
Americans for Tax Reform maintains an updated list of all companies and philanthropists contributing to Trump Accounts.
ATRJuly 9, 2026
Program
Trump Accounts draw $125M in contributions in first five days
Families and employers contributed roughly $125 million to Trump Accounts in the first five days after the July 4 launch, according to the White House.
Washington ExaminerJuly 8, 2026
Donations
Maui foundation to invest in Hawai'i's youth via Trump Accounts
A Maui-based foundation announced it will contribute to Trump Accounts for Hawaii youth, adding to the state's combined federal/philanthropic foster-child funding model.
Hawaii Public RadioJuly 7, 2026
Donations
Dell reaffirms $6.25B pledge at launch
Michael Dell renewed the $250-per-child pledge to 25M qualifying children as the program launched nationwide.
Yahoo FinanceJuly 6, 2026
Donations
SpaceX's Gwynne Shotwell pledges stock for 2M+ children
SpaceX President Gwynne Shotwell and her husband will gift SpaceX stock to Trump Accounts for more than 2 million children, focusing on ages 11–17 in lower-income areas with added emphasis near central Texas.
CNBCJuly 4, 2026
Program
Trump Accounts launch nationwide
~6M children enrolled at launch; 1.4M newborns received the $1,000 federal seed. 86% of accounts belong to families earning under $200K.
USA TodayJuly 3, 2026
Program
Social Security Administration adds Trump Account enrollment to newborn SSN process
SSA announced it will fold Trump Account enrollment into its Enumeration at Birth program, updating hospital guidance (starting the week of July 13) and helping states modify the hospital forms parents use to request a newborn's Social Security number so the same paperwork can open a Trump Account. Newborn Social Security card mailers will also include account information. Commissioner Frank Bisignano called Social Security numbers 'the backbone of Trump Accounts.'
Social Security AdministrationJuly 3, 2026
Donations
Stable Road Foundation covers Hawai'i foster youth ages 11–17
Backfill: Ed Freedman's Stable Road Foundation committed $250 to the Trump Account of every eligible Hawai'i foster child ages 11 through 17 — the age band not covered by the federal $1,000 seed (2025–2028 births) or the Dell Foundation's $250 (age 10 and under). Gov. Josh Green's office said the combination makes Hawai'i the first state to fund an account for every eligible foster child regardless of age.
Americans for Tax ReformJuly 2, 2026
Employers
Goldman Sachs and Morgan Stanley join employer matches
Both banks pledged to match the federal $1,000 contribution for employees' children, joining 30+ companies.
CNBCJuly 1, 2026
Employers
Micron commits $250M program
$1,000/child employee match plus one-time $250 deposits for children in counties where Micron operates (ID, NY, VA, CA, CO, MN, TX) — ~1M children.
Washington TimesApril 6, 2026
Regulatory
Treasury designates BNY Mellon as financial agent
BNY partnered with Robinhood as brokerage and initial trustee under IRC § 530A and Notice 2025-68.
Current Federal Tax DevelopmentsMarch 6, 2026
Regulatory
First proposed regulations released
Treasury/IRS issued two proposed rulemakings covering account opening and the $1,000 pilot contribution. Rules on contributions, investments, distributions, and reporting still pending.
SidleyFebruary 7, 2026
State & Local
San Francisco: anonymous $3.5M gift
~$500 per eligible child born in the city this year, announced by Mayor Lurie.
ATR / SF ChronicleFebruary 4, 2026
Donations
Anand Legacy Foundation seeds accounts for Kern County newborns
$500,000 donation providing $1,000 contributions to eligible newborns in Kern County, CA whose mothers are enrolled in eligible rehabilitation programs and have opened Trump Accounts.
Americans for Tax ReformJanuary 28, 2026
Donations
Gerstner pledges $250/child in Indiana
Altimeter's Brad Gerstner, architect of Invest America, committed contributions for qualifying children under 5 in Indiana.
CNBCJanuary 28, 2026
Donations
Nicki Minaj pledges $150K–$300K to fund fans' Trump Accounts
The recording artist committed between $150,000 and $300,000 toward Trump Accounts for fans' children; details still forthcoming.
Americans for Tax ReformDecember 17, 2025
Donations
Ray & Barbara Dalio pledge $75M+ for Connecticut kids
$250 each to ~300,000 Connecticut children under 10 in ZIP codes with median income under $150K.
BloombergDecember 2, 2025
Donations
Dells pledge $6.25B — largest private gift to U.S. children
$250 each to ~25M children age 10 and under in ZIP codes with median income ≤ $150K, announced on GivingTuesday.
AP